Eligible Classes
- Bistros
- Casual Restaurants
- Sports Bars
- Cafeterias
- Coffee Shops
- Diners
- Ethnic Restaurants
- Family Style
- Fine Dining
- Deli
- New Ventures
Program Parameters
- Property
- General Liability (rated on seating capacity or receipts)
- Liquor Liability
- Umbrella
- Ordinance and Law
- Garage Keepers
- Non-Owned Auto
- Accounts Receivables
- Credit Card Receipts
- Extended Business Earnings
- Fine Arts
- Fire Protection
- Valuable Papers
- Lock & Key Replacement
- Employee Dishonesty
- Robbery & Safe Burglary
- Crime
- Food Spoilage
- Food Contamination
- Equipment Breakdown
- Glass/Sign
- Flood
- Minimum premium and deductible $1,000
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