Coverage for Private Passenger Automobiles including pick ups, vans, trucks, and motorcycles can all be covered for loss of damage to the vehicle itself, coverage may also include loss, liability, or expenses as a result of ownership. Liability coverage may also extend to the medical, hospital and surgical benefits to injured persons, funeral and death benefits regardless of legal liability if incurred while in, upon, entering into, disembarking from, or being struck by a vehicle.
*Vehicle may not be used as a livery or rented to others.
Private passenger Auto coverage may include the following coverages:
- BI Bodily Injury Liability ( liability of the insured for bodily injury inflicted )
- PD Property Damage Liability ( property damage inflicted and other coverage not involving damage to the vehicle itself )
- PIP Personal Injury Protection ( No Fault )
- Physical damage ( comprehensive, collision, and miscellaneous other coverage involving damage to the vehicle itself )