Atlantic Insurance Group Resources:
At Atlantic Insurance Group, we’re firm believers in “knowledge is power.” We hope you’ll take a moment and explore the resources provided below. We look forward to the privilege to work with you to tailor an insurance program that truly meets your needs and provides you with sound coverage and peace of mind.
There are 7 names in this directory beginning with the letter N.
Named Driver Exclusion
An endorsement to an auto policy that provides that a policy does not cover accidents when a specifically named person is the driver.
Any person, firm, or corporation designated by name as the insured person(s) in a policy. Others may be protected by policy definition even though their names aren’t on the policy, such as other drivers operating (with consent) the named insured’s covered auto.
Named Perils Coverage
A property insurance term referring to exact causes of loss specifically listed as covered.
The failure to use the care that a reasonable and prudent person would have used under the same or similar circumstances.
In commercial auto policies, coverage for autos that are used in connection with the named insured’s business but are neither owned, leased, hired, rented or borrowed by the named insured. The term specifically applies to vehicles owned by employees and used for company business.
A decision by an insurance company not to renew a policy.
Nonstandard Auto (high risk auto or substandard auto)
Insurance for motorists who have poor driving records or have been canceled or refused insurance. The premium is much higher than standard auto due to the additional risks.